Governance & policies

G4G is governed by elected officers under a written constitution. Financial rules — interest rates, lending limits, the distribution formula — are versioned policies: changing any of them requires a proposer, a distinct approver, and a recorded rationale. No rule changes silently.

Key current policies (Version 1.0): — Fund: 20% strategic reserve / 10% operational buffer / 70% lending ceiling — Member loans: 5% simple interest per month, 3-month standard term — Distribution: 70% members / 10% founders' bonus / 15% growth / 5% welfare

The annual report and constitution are available in our documents section.