Build wealth together, the disciplined way. Save consistently. Grow collectively.. Every naira recorded. Every rule visible.
A member-owned cooperative in Jos — disciplined contributions, fair member lending, and 70% of the interest we collect shared back to members.
70% of interest collected is shared with members
Every naira of interest we actually collect is split by a published formula, and the largest share goes back to members in proportion to what each has contributed.
Every naira moves through a double-entry ledger
Nothing is edited or deleted. A mistake is corrected by a further entry that stays visible beside the original, so the record shows both what happened and what was done about it.
20% of the fund is never lent
A protected floor is held back at all times, whatever else the cooperative is doing. A further 10% is kept liquid, and at most 70% is ever out on loan.
G4G is a member-owned cooperative society in Jos, Plateau State. We grow together through disciplined monthly contributions, fair member lending, and shared interest income — every naira tracked, every rule written down, every member borrowing on the same terms and earning the same return on every naira saved.
Your contributions stay yours. Members can borrow against their savings at fair, published rates, and 70% of the interest we collect is shared back to members, in proportion to what each member has contributed.
Membership is open by application. Join a community that saves with purpose.