Apply to join G4G

New members join as New Partners — the same savings returns and the same loan terms as founding members, on every naira.

1. Who you are

First name *Last name *

Email *Phone *

Date of birthHome address

Government ID typeID number (stored encrypted)

NIN (11 digits — stored encrypted)BVN (optional — stored encrypted)

Means of identification (JPEG, PNG or PDF, max 10MB) — stored privately, visible only to membership officers

2. Your work and contribution source

We ask about income as a range, not an exact figure — this screens the honesty and stability of your funds, never your wealth.

Work statusEmployer or business name

How long in this work?Monthly income band

Source of your contribution fundsI currently owe a loan to another lender.

3. Next of kin & beneficiary

Next of kin

NameRelationshipPhone

Beneficiary (if different)

NameRelationshipPhone

Why do you want to join? (optional)

4. What you are agreeing to

Your contribution of at least ₦50,000 is your capital stake in the Cooperative — it earns you membership and a proportional share of the Cooperative's surplus. It is not a bank deposit and is not guaranteed or insured by the Nigeria Deposit Insurance Corporation or any government body. As with any cooperative, your capital is placed at the shared risk of the fund.

Your contribution is held by the Cooperative and governed by its Constitution, Bye-Laws, and Policies. You may withdraw your savings under the Withdrawal Policy (generally once per quarter, subject to fund liquidity and to your savings covering any loan you owe). A 30-day period applies before a new member may borrow.

All members are bound by the Cooperative's Constitution, Bye-Laws, and Policies, which are available on request and which may be amended by the members as those documents provide.

I have read and understood the above. I understand my contribution is a capital stake at shared risk, not an insured bank deposit, and I am joining to participate in the Cooperative — not solely to borrow. *I agree to be bound by the Constitution, Bye-Laws, and Policies of the Cooperative. *I declare that the information I have given is true and complete, and that my contribution funds come from a lawful source. I understand that false information may lead to refusal or termination of membership. *

5. How we handle your data

Who holds your data:: G4G Cooperative, Jos, Plateau State (the “data controller”).
Why we collect it:: To verify your identity, assess your application, administer your membership and contributions, meet legal and regulatory obligations, and contact you about your membership.
Lawful basis:: Performance of your membership arrangement; our legal obligations; and, where indicated, your consent.
Who we may share it with:: Officers of the Cooperative, our auditors, and regulatory or legal authorities where required by law. We do not sell your data.
How long we keep it:: For the duration of your membership and for the period afterward required by cooperative and financial-record laws.
Your rights:: Access, correction, deletion, objection, restriction, and withdrawal of consent at any time (withdrawal does not affect processing already carried out, nor records the Cooperative must retain by law). Exercised by contacting the Secretary.

I have read the data-protection notice above and understand how G4G Cooperative will process my personal data to administer my membership. *I also consent to receive non-essential updates and announcements. I understand I can withdraw this at any time.

6. Sign & confirm

Draw your signature above

Type your full name to confirm *

Membership is never automatic — every application is reviewed and verified by an officer before admission.