About G4G Cooperative

G4G began as a circle of nine friends in Jos who believed disciplined saving and honest, transparent lending could build real wealth for ordinary people. Today we operate as a cooperative society with written policies covering how funds are held, how loans are priced, and how income is shared.

Our fund is deliberately conservative: 20% is permanently reserved and never lent, 10% is kept liquid, and at most 70% is ever out in loans. Members always come before external borrowers.

Every movement of money in G4G is recorded in a double-entry ledger that cannot be edited — only corrected in the open.